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eTop-Up & SIM Activation

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A reliable, scalable prepaid top-up platform.

Ogloba gives clients a reliable, secure, user-friendly and scalable pre-paid top-up platform capable of processing millions of top-up transactions a day, with easy management of merchant cash, credit and commission — built for mobile operators and distributors.

Why operators and distributors run eTop-Up on Ogloba

Ogloba gives mobile operators, MVNOs and prepaid distributors a reliable, secure and scalable top-up platform built for carrier-grade volumes. The same back office handles airtime recharge, SIM purchase, KYC registration and activation, so a single B2B platform covers the entire prepaid lifecycle instead of stitching together separate systems for each channel.

The why is commercial: prepaid margins are thin and operators need every possible channel to acquire subscribers and keep them topping up. Ogloba opens those channels — self-service MySIM kiosks, mPOS in the field, SIM@Checkout at the till, e-Voucher sales at big-box retail and electronic cash collection from independent stores — while automating the merchant cash, credit and commission work that usually drains operations teams.

The how is a high-volume engine processing millions of top-ups per week at roughly 150 ms per online transaction, with daily POS reconciliation. It powers the largest top-up operation in the Middle East and integrates with operator switches and core systems over standard protocols. Distribution is delivered the way each market needs it — POS printing, SMS PIN, WebPOS or EFTPOS — through a documented web-service API.

Around that engine sit the controls a regulated prepaid business depends on: built-in KYC for SIM and money-transfer flows, real-time risk assessment, multi-country support, multi-layer payment matching, credit assignment and instant commission rebates across the merchant network. The result is a multi-channel, API-driven platform that scales from a single national retailer to a continent-wide distribution network.

150 ms

Average online top-up transaction time

Millions / week

Top-up transactions processed across the network

Multi-country

Deployed for operators and distributors across regions

24/7

Self-service SIM purchase and activation via MySIM

What's included

MySIM

SIM purchase, registration and 24/7 activation kiosks for retail and self-service.

mPOS

Mobile app for field-based top-up sales — airtime distribution at the last mile.

SIM@Checkout

In-store SIM card visibility and instant activation at the point of sale.

High-volume platform

Millions of top-ups per week with a 150 ms online-transaction time and daily POS reconciliation — powering the largest top-up operation in the Middle East.

Merchant cash & credit

Multi-layer payment matching, credit assignment and instant commission rebates across your merchant network.

Risk & Invoicing

Real-time risk assessment, multiple discount rates, and invoice / accounts-receivable management built in.

POS integration

Web-service API, WebPOS and EFTPOS software, with top-ups delivered via POS printing or SMS PIN.

Key features

Grouped by what operations, compliance and integration teams reach for day to day — built on Ogloba's proven prepaid capabilities.

Core top-up & activation

  • High-volume top-up engine processing millions of recharges per week at ~150 ms per online transaction
  • MySIM 24/7 self-service kiosks for SIM purchase, KYC registration and activation
  • SIM@Checkout for in-store SIM visibility and instant activation at the point of sale
  • mPOS smartphone app for last-mile airtime sales with no fixed terminal
  • Flexible delivery via POS printing or SMS PIN to suit every channel

Control & compliance

  • Built-in KYC for SIM purchases, prepaid cards and money transfer
  • Real-time risk assessment with configurable merchant risk limits
  • Multi-layer payment matching, credit assignment and outstanding-balance tracking
  • Invoice and accounts-receivable management with multiple discount rates
  • GPS-logged field activity and electronic cash collection for cash-driven markets

Integration & operations

  • Documented web-service API for top-up, activation and reconciliation
  • WebPOS and EFTPOS software plus ECR integration for organized retail
  • Integration with mobile operator switches and core systems over standard protocols
  • Instant commission rebates and tiered commission rules across the merchant network
  • Daily POS reconciliation with real-time merchant balance and credit visibility

Use cases

Prepaid use-cases across airtime, SIM and merchant cash — each theme links to an in-depth article.

M-PESA & the eWallet Solution

Accept mobile money directly at the register, integrated with the cash desk so checkout stays fast for both cashier and customer.

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Know Your Customer (KYC)

Industry-leading KYC solutions for SIM card purchases, prepaid cards and money transfer as regulators tighten identification rules.

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mPOS Smartphone Application

Sell and distribute mobile top-ups in the field from a smartphone — no POS terminal required, with SMS delivery and real-time balances.

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MySIM: Purchase, Registration & Activation

Always-open self-service kiosks that handle the entire SIM purchase, KYC registration and activation process.

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Mobile Asset Management (M3C)

An Android app for field salesmen to locate merchants and manage orders, payments and assets across cash-based distribution networks.

Read the story

SIM@Checkout

Sell off-the-shelf SIM cards at the till and activate them at the after-sales desk without slowing checkout.

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EVD Smartcard

A flexible way to pay sales-force commissions and SIM activation bonuses in airtime, cash, or both.

Read the story

Collect Cash from Independent Stores

Electronic Cash Collection with the 3C handheld app — orders, payments and merchant balances updated in real time.

Read the story

Top Up at Big-Box Retailers

Purpose-built for employee-benefit or customer-loyalty card programs.

Read the story

Case studies

Anonymized deployments showing how operators and distributors run top-up, SIM activation and cash collection on Ogloba.

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SIM cards at the till lift activations sharply Grocery & hypermarket retail
Europe

SIM cards at the till lift activations sharply

A national hypermarket chain wanted to sell telecom products without slowing the checkout. Ogloba's SIM@Checkout put off-the-shelf SIMs near the tills, unlocked by the cashier and activated at the after-sales desk, with top-up bonuses paid back in airtime on the same platform.

700% Rise in SIM activations near checkout
Carrier-grade top-up at regional scale Mobile operator
Middle East

Carrier-grade top-up at regional scale

A large operator needed a platform that could absorb peak-hour and promotional spikes without failing reconciliation. Ogloba's high-volume engine processes millions of recharges per week at around 150 ms per online transaction, with daily POS reconciliation built in.

150 ms Average online transaction time
Mobile money integrated at the cash register Grocery retail & mobile money
Sub-Saharan Africa

Mobile money integrated at the cash register

A retailer in a cash-light, mobile-money market wanted to accept M-PESA directly at the till. Ogloba's eWallet platform integrated the payment service with the cash registers, removing manual verification and making checkout faster for both cashier and customer.

First retailer To fully integrate M-PESA at the register
Electronic cash collection across independent stores Prepaid distribution network
Middle East

Electronic cash collection across independent stores

A distributor running an entirely cash-based prepaid network needed dynamic credit and remote cash collection. Ogloba's 3C handheld app let field salesmen record orders, update merchant balances in real time and deposit within set risk limits, all GPS-logged to the back office.

Real-time Merchant balance and credit updates

FAQ

Carrier-grade top-up and SIM activation at scale.

Person reviewing FAQ on phone

Carrier-grade infrastructure handles millions of top-up transactions a day — designed for telco-scale spikes during peak hours and promotional events.

Yes — built-in management of merchant balances, credit lines, and tiered commission rules removes manual reconciliation work for your operations team.

MySIM kiosks handle SIM registration and 24/7 activation; SIM@Checkout brings activation into existing retail POS — both share the same back office.

mPOS turns any mobile phone into a top-up terminal, so distributors and agents can sell airtime at the last mile with no hardware investment.

Ogloba integrates with mobile operator switches and core systems via standard protocols, with monitoring and reconciliation baked in.

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